Vownet Alternative for YBR Commission Reports
Track My Trail helps YBR Aggregation brokers find missing trail and grow their book. Vownet handles the client and deal workflow alongside it.
Keep Vownet and Add Trail Analysis
Track My Trail shows where trail stopped, how your income changed and which parts of the book need attention. Vownet is YBR Aggregation’s broker customer relationship management (CRM) system for clients and deals.
The Vownet CRM guide covers what Vownet does and how to sign in.
More than 1,000 mortgage brokers across Australia use Track My Trail, which has been running for more than five years.
- Your lost and gained clients
- Where you’re losing trail
- Clients making large loan repayments
- Your most profitable clients
- Lenders you write the most loans for
- Broker-specific trail contributions
No credit cards, no commitments.
7 day free trial · No credit card
Steve Carton
Track My Trail picked up $1,450 from an account that went 25 months unpaid. Had no idea it was sitting there until the tool flagged it - the app paid for itself!
I love that they continue to improve it and give me instant data on areas of my business I should focus on.
Track and grow your trail book.
Get a clear picture of your trail book so you can get back to growth.
Australia’s biggest aggregator panel
Track My Trail supports the broadest range of aggregators on the market, from the majors to the smaller players.
See every supported aggregator. Missing yours? Let us know and we’ll add them.
Vownet vs Track My Trail: Which Job Do You Need Done?
Choose Track My Trail to understand the income your loan book produces. Vownet handles the client and deal work within YBR Aggregation.
YBR Aggregation lists Vownet as its CRM. The tools sit beside each other, with different jobs in your brokerage.
| Software | Features | Use it for |
|---|---|---|
| Track My Trail | Quick Analysis compares two monthly reports for lost and gained clients, trail changes and client and lender contributions. Missing Trail Analysis finds gaps in stored history. | Understanding income changes and finding trail payments to query. |
| Vownet | YBR Aggregation’s broker CRM for clients and deals. | Keeping your client and deal workflow within YBR Aggregation. |
For Quick Analysis, upload two original current monthly Vow or YBR .xlsx trail workbooks without changing them. Current and sub-aggregator workbooks are supported.
Convert legacy Vow and YBR reports to .xlsx using the signed-in handbook. Trail History accepts the updated Vow/YBR report format. Legacy report support in Quick Analysis does not extend to Trail History.
The Track My Trail section of the YBR Aggregation profile explains report support. See supported aggregator reports for other books your brokerage manages.
Tracey Franco
As an owner of a larger brokerage with multiple trail books, our needs for an efficient tracking system are complex.
Track My Trail provides exceptional service, seamlessly integrating with our existing systems, and simplifying trail tracking.
From Reports to Trail Analysis
Quick Analysis turns two monthly Vow or YBR reports into a view of the changes in your trail book. It shows lost and gained clients, changes in trail and how much each client and lender contributes. Quick Analysis stores nothing.
Trail History is opt-in encrypted storage for supported reports. Historical Analysis compares stored periods month to month, quarter to quarter or year to year without uploading them again.
Missing Trail Analysis separates a loan whose trail stopped and later returned from a loan that discharged. It gives you the affected months and amount to raise with YBR.
Clawback Risk shows every loan still inside its clawback period, with days remaining and the upfront at stake under the applicable rules. That gives you a loan-by-loan view of exposure while you manage the client relationship in Vownet.
Use the public Vow/YBR support guidance for report-family instructions. Exact layouts, conversion steps and downloads are available when signed in with a trial or subscription.
What Vownet and Track My Trail Cost
Vownet is part of the services YBR Aggregation markets to its brokers. Track My Trail is a separate subscription for analysing the income and value of your trail book.
Excel Escape includes Quick Analysis. Pro Performance adds Trail History and Historical Analysis over the most recent two years for one trail book.
Elite Suite includes full history, up to five trail books and team logins for the owner and four teammates. It also includes Trail Book Valuation, which grades and values every active loan and produces a report.
Billing is monthly or yearly and prices include GST. You can cancel a monthly plan at any time, or change plans and billing from your account.
See Track My Trail’s plans and current prices. Finding one missing loan can cover the cost of Track My Trail.
Can Track My Trail Replace Vownet?
Track My Trail complements Vownet. Choose Track My Trail for trail analysis and Vownet for customer relationship management. Track My Trail reads the commission reports you upload, with no direct Vownet integration.
If you’re with YBR Aggregation, Track My Trail explains changes in your trail income and finds missing payments to query. Vownet handles your client and deal workflow. Choose Track My Trail for trail analysis, Vownet for the CRM or both when you need both jobs done.
The software alternatives directory compares tools for the other work in your brokerage.
Get started for free to find missing trail in your own book. The 7-day free trial needs no credit card.
Everything you need to grow your trail book
Find your missing trail
Writing more loans but seeing less trail? You’re not imagining it. See exactly what’s gone missing, and what’s slipping away each month as clients discharge or pay their loans down. Then get your book growing again.
Get a trail book valuation
Thinking about selling, or just curious? See what your book is worth, without a lengthy valuation.
Avoid costly clawbacks
Catch a clawback before it happens. We list every loan still at risk, with the clients to call first.
Get ahead of every refinance
Never lose a client to a competitor. See who’s due for a review, with your biggest loans first.
Know what each client is worth
See what each client has paid you so far, and what they’re likely to pay you over the life of their loan.
Keep track of every client
See which clients you’ve gained and lost, month to month and over the life of your book. When your trail dips, you’ll see why and what to do about it.
No credit cards, no commitments.
7 day free trial · No credit card
See Where You Sit Month-on-Month
Get insight into your total trail gained, lost, and your net change in trail month-on-month.
Trail added (Inc. GST)
$44,376/month
Trail lost (Inc. GST)
$18,556/month
Net change (Inc. GST)
$25,820/month
No Time? No Worries.
Get a quick “snapshot” of your trail book - perfect for when you don’t have time for a deeper analysis.
Total loan book
$52 million
Yearly trail income
$119,457
Upfront this month
$25,667
Number of clients
111 clients
Income from your top 10 clients
33.2%
Track the size of your book
See Your lost and gained clients
Immediately see which clients you’ve lost and gained over the last month, and how much corresponding trail was lost or gained.
Note the tables below were built for display on desktop, not mobile
Clients Lost
| Client | Account Number | Loan Balance | Lender | Trail Lost Per Month |
|---|---|---|---|---|
| Jon Lovitz | # 204191245 | $195,177 | ANZ | $390 |
| Jordan Belfort | # 435687582 | $164,939 | P&N Bank | $340 |
| Kareem Serageldin | # 881313431 | $31,230 | ME | $37.60 |
| Cindy Baker | # 784600989 | $1,203 | Bankwest | $0.14 |
Clients Added
| Client | Account Number | Loan Balance | Lender | Trail Added Per Month |
|---|---|---|---|---|
| Jeremy Powell | # 534298563 | $1,232,000 | Commonwealth Bank | $1,205 |
| Scott Albanese | # 456453232 | $740,000 | Bendigo Bank | $724 |
| Anthony Morrison | # 320910291 | $503,230 | NAB | $492 |
| Johnny John John | # 438948187 | $195,177 | St George Bank | $191 |
| Smith Smithy | # 418700947 | $132,842 | St George Bank | $130 |
| John Apple | # 406357110 | $116,492 | St George Bank | $114 |
| Jessica Harris | # 289602399 | $57,225 | Westpac | $56.28 |
| Scott Cochran | # 731290081 | $51,000 | Pepper Money | $50.45 |
7 day free trial · No credit card
Who’s Making You The Most Money?
Identify which clients bring you the most trail, allowing you to prioritise your retention efforts.
| Client | Total Paid This Month | Percent Your Total Income | Percent of Total Cumulative | Yearly Income |
|---|---|---|---|---|
| Elon Busk | $1,299 | 4.7% | 4.7% | $15,588 |
| Jeff Mezos | $1,170 | 4.3% | 9.0% | $14,040 |
| Gina Ginehart | $1,131 | 4.1% | 13.1% | $13,572 |
| Clive Ralmer | $1,074 | 3.9% | 17.0% | $12,888 |
| Bill Pates | $1,020 | 3.7% | 20.7% | $12,240 |
Discover Clients making large loan repayments
Identify existing clients who have made large loan repayments.
Use this to gain deeper insights into your lost trail, and highlight opportunities to engage clients with new loan offerings.
| Client | Account Number | Total Paid This Month | % Balance Paid Since Last Period | Loan Balance Remaining | Trail Lost Per Month |
|---|---|---|---|---|---|
| Teresa Tucker | # 285428087 | $398,736 | 50.1% | $396,518 | $48.5 |
| Corey Bailey Jr. | # 921199058 | $312,193 | 47.2% | $350,151 | $38.0 |
| Justin Miles | # 857830774 | $262,769 | 24.3% | $818,317 | $32.4 |
| Katherine Glover | # 782464055 | $225,011 | 76.7% | $68,375 | $27.1 |
| Tabitha Jones | # 466849373 | $200,474 | 50.0% | $200,624 | $24.4 |
| Paul Smith | # 671235150 | $204,923 | 15.9% | $1,089,866 | $20.7 |
Who Are You Taking Care Of?
Don’t settle for a one-way relationship - see which lenders you prioritise and use this to strengthen your bargaining power.
| Lender | Total Paid This Month | Percent of Total | Percent of Total Cumulative |
|---|---|---|---|
| NAB | $2,260.90 | 29.7% | 29.7% |
| ANZ | $1,498.39 | 19.7% | 49.5% |
| Commonwealth Bank | $1,218.80 | 16.0% | 65.5% |
| Bankwest | $1,201.99 | 15.8% | 81.3% |
| Bendigo Bank | $924.00 | 12.2% | 93.5% |
| Macquarie | $497.52 | 6.5% | 100.0% |
See How Your Team Is Doing
Get a clear picture of the trail each broker brings to your firm.
| Broker | Total Loan Balance | Total Monthly Trail | % of Firm’s Total Trail Book | % Cumulative of Firm |
|---|---|---|---|---|
| Blake | $6,594,433 | $5,053 | 62.4% | 62.4% |
| Shelley Levene | $7,703,954 | $1,086 | 13.4% | 75.8% |
| George Aaronow | $7,840,481 | $1,061 | 13.1% | 88.9% |
| Dave Moss | $7,514,004 | $899 | 11.1% | 100.0% |
7 day free trial · No credit card
Minimise clawback
Monitor loans within their clawback period and get an actionable list of high-priority loans.
Maximise lifetime value
See exactly how much value each client has brought you - and how much they’re projected to bring over time
7 day free trial · No credit card
What could you sell for?
Get a realistic market valuation of your trail book - without the hassle of a lengthy valuation process.
We grade every loan and adjust for run-off, lender mix, and data quality to give you a professional-grade valuation in seconds.
Never lose a client to a competitor
See which clients are due for a loan review, prioritised by age and balance, so you can start the conversation before another broker does.
7 day free trial · No credit card
Reece Sacino
I used to spend hours in Excel trying to figure out whether new loans had come through and which clients were discharged. Now Track My Trail does it for me in 2 clicks.
Your security, our priority
A pillar of cyber security is only storing what you need for as long as you need it.
Access
Enterprise-level authentication
SAML single sign-on and TLS 1.3 encryption keep your account and data secure in transit.
Web application firewall
Our advanced firewall blocks DDoS attacks and bots, and neutralises security anomalies.
Privacy
Never sold or shared
We never sell or share information from your trail reports. It’s only ever used to analyse your trail book.
Secure checkout
Payments are handled by Stripe, trusted by millions of businesses worldwide. We never see your card details.
Storage
Nothing stored by default
Run a quick analysis of your trail book without keeping any of it in long-term storage.
Opt-in encrypted storage
Store records only to track your performance over time. All sensitive information is encrypted.
All of this is to say - we take security seriously.
Feel free to contact us with any security-related questions.
Frequently asked questions
Can Track My Trail replace Vownet?
Track My Trail complements Vownet. Choose Track My Trail for trail analysis and Vownet for customer relationship management. Track My Trail reads the commission reports you upload, with no direct Vownet integration.
Which mortgage aggregators are supported?
Track My Trail supports specific native report families, including AFG and Vow/YBR. Other reports use the prepared Generic CSV route. Quick Analysis and Trail History have separate support lists. Check the public handbook for the format you hold; sign in for exact preparation guidance.
Does your free trial require a credit card?
Absolutely not.
It is a trial, after all. We think products that forces you to give payment-related information in *a trial* is silly - so we don’t do it.
After the trial period, you can decide whether you get enough value from Track My Trail to pay for it.
Why do you use Facebook to sign in?
We use Facebook for signing in as it’s an easy way to sign up without filling out any forms.
As we mention in our privacy policy:
We take the minimum amount of data necessary to enable login functionality - your Facebook public profile and email. You can read more about Facebook login here.
We don’t have access to any other personal data or the ability to post on your behalf.
Facebook themselves will tell you what we request permission for when you sign up, as shown below.
(you can view a higher-resolution version of the image above here).
How does Track My Trail compare to Vownet?
If you’re with YBR Aggregation, Track My Trail explains changes in your trail income and finds missing payments to query. Vownet handles your client and deal workflow. Choose Track My Trail for trail analysis, Vownet for the CRM or both when you need both jobs done.
Still not sure whether Track My Trail is right for you?
Contact us with any questions you have. We’re happy to help