These ten Australian mortgage broker firms operate in 2026: AFMS Group, Mortgage Broker Melbourne, Shore Financial, the Australian Lending & Investment Centre, More Than Mortgages, Hunter Galloway, AusFinance, MortgageWorks, Mayfair Finance and Credit Hub. Compare the individual broker and lender access against the actual loan.
For a live referral, compare the individual broker, licence or credit representative record, lender panel, experience with the borrower’s scenario, fees, commission disclosure, recommendation process and support after settlement. Confirm each firm’s lender-count, approval-rate and advertised-rate claims before relying on them.
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AFMS Group
AFMS Group is a Sydney finance brokerage with a broad service range, a published process and ongoing loan reviews. A borrower comparing mortgage brokers can use its current site to check the assigned broker, lender panel and scope before proceeding.
Its current residential services include home purchases, investment lending and refinancing. It also lists Pre-Approval, Commercial Loans, Asset Finance, Personal Loans and SMSF Loans. Not every broker, lender or credit licence covers every product, so check which entity will handle the work.
The firm describes a six-stage process: consultation, research, recommendation, submission, formal approval and post-settlement monitoring. Ask how the initial lender set was screened, why the final choice suits the borrower and what conditions remain before Settlement. The current site says it compares more than 30 lenders and charges no consultation or brokerage fee on residential loans. Obtain the written fee and commission disclosure for the actual matter.
Contact: 1300 659 756, enquiries@afmsgroup.com.au, www.afmsgroup.com.au
Mortgage Broker Melbourne
Mortgage Broker Melbourne is a boutique Melbourne CBD brokerage. Its current site says it has operated in Melbourne and surrounding suburbs since 1999. It offers office and mobile appointments and publishes an annual-review process.
The firm lists help for first home buyers, refinancing and investment property loans. Ask the broker to compare total cost, loan features and policy fit, not only Interest Rates. A low rate can be poor value if fees, restrictions or future needs make the loan unsuitable.
The provider says it does not charge a broker fee and is paid a disclosed lender commission. Lender and government charges can still apply. Confirm the position in the current Credit Guide and proposal disclosure.
Contact: 1800 111 626, https://mortgagebrokermelbourne.net.au/
Shore Financial
Shore Financial is a North Sydney brokerage with residential, investment and specialist finance services. Its current site lists refinancing, owner-occupier, first-home-buyer, guarantor, SMSF, development, asset and medico lending. It also lists Commercial Loans and Low-doc Loans.
The provider reports a panel of more than 70 lenders and an annual loan review under its Sleep Soundly Review service. Treat the panel size as a ceiling, not the number compared for one client. Ask which lenders the broker can use, which were considered, which were excluded and why the recommendation is in the client’s best interests.
Contact: 1300 416 700, https://shorefinancial.com.au/
The Australian Lending & Investment Centre
The Australian Lending & Investment Centre, or ALIC, has offices in Melbourne and Brisbane and a strong property-investor focus. Its current site lists home, investment, commercial, refinancing, SMSF and vehicle finance. It also reports more than 50 bank and non-bank partners and more than 36,000 clients.
ALIC may suit a borrower who wants lending reviewed in the context of a property portfolio. Keep the service boundary clear. Credit assistance is different from personal investment, tax, legal or financial advice. Ask who provides each service and how referrals work. Check if any party receives a benefit.
Contact: 1300 ALIC AU, https://alic.com.au/
More Than Mortgages
More Than Mortgages is a Canberra brokerage serving home buyers and property investors. Its current site lists home loans, construction loans, property investment, refinancing, pre-approvals and SMSF lending. It also describes referral access to professionals such as solicitors, accountants and buyer’s agents.
Ask how the firm selects referral partners, what is paid or received and how the borrower can choose someone else. For an investment or SMSF matter, confirm that any tax, legal or financial advice comes from a professional authorised for that advice.
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Contact: +61 2 6188 4555, heretohelp@morethanmortgages.com.au, https://www.morethanmortgages.com.au/
Hunter Galloway
Hunter Galloway is a mortgage broker in Brisbane that also works with clients elsewhere in Australia. Its current site lists more than 30 banks and lenders and focuses on home buyers, investors, refinancing and self-employed borrowers.
Its services include First Home Buyer assistance, investment lending, pre-approval and Debt Consolidation. Debt consolidation can lower a repayment while extending the debt or increasing total interest, and secured refinancing can put a home at risk. Compare total cost, term, fees and security before recommending it.
The firm publishes a 97% approval figure for applications processed from 2024 to 2026. That provider statistic does not predict an individual result. Ask for the definition, sample and exclusions, then assess the client’s position on its own evidence. Pre-approval is conditional and does not guarantee final approval.
Contact: 1300 088 065, info@huntergalloway.com.au, https://www.huntergalloway.com.au/
AusFinance
AusFinance is based in Bondi Junction and offers home-purchase, investment, refinancing and pre-approval support. Its current site reports access to more than 35 lenders and more than 300 mortgage products.
The team uses the phrase independent mortgage brokers, but that wording does not establish independence. The current Credit Guide identifies lender-panel, commission and ownership relationships, including the licensee’s relationship with Liberty Financial. Ask how those relationships affect the available panel and recommendation.
The firm advertises fast responses and access to some rates not advertised to the public. Lender timing varies, and an exclusive rate only improves the result if the whole loan fits. Compare the actual annual percentage rate, fees, features, policy and expected total cost.
Contact: 1300 287 346, www.aus-finance.com.au
MortgageWorks
MortgageWorks is an Australian brokerage that lists residential, investment, commercial, business, construction, SMSF, vehicle and specialist lending. Its current site describes a 40-lender panel and a four-stage process covering discovery, assessment, solution and approval.
Ask the broker to show how recommended loan terms meet the client’s needs and objectives. Confirm who will manage the mortgage application process, what happens if the first lender declines and what support continues after settlement.
Contact: 1300 112 448, info@mworks.com.au, https://mworks.com.au/
Mayfair Finance
Mayfair Finance Australia is an Adelaide finance brokerage established in 2013. The Australian Business Register records Mayfair Finance Australia Pty Ltd as active, and the firm’s current Australian website publishes 2026 material. Its service mix includes home, business, commercial, equipment and property finance.
The broader scope can suit a client with both property and business debt. For business loans, ask about any brokerage fee, security, guarantees, default pricing and the total amount repayable. Business-purpose credit can have different protections from regulated consumer credit.
Judge customer service through response standards, responsibility for the file and post-settlement support. Do not rely on an old savings range or an award without checking its date and method.
Website warning: the legacy .com address now displays unrelated gambling content and should not be used: mayfairfinanceaustralia.com. Confirm the business and current .com.au address independently before sending information.
Credit Hub
Credit Hub is a Melbourne-based finance brokerage with home, refinancing, commercial, business and asset finance services. Its current site reports a panel of more than 52 lenders and offers an online portal for documents and application tracking.
The current Credit Guide says the home-loan service is lender-paid, while fees may apply to personal or commercial loans and must be disclosed before submission. The site also publishes starting rates. Those rates can change and may apply only under stated conditions, so request a dated quote and comparison rate for the client’s scenario.
Credit Hub promotes links to conveyancing, property management and insurance. Confirm which legal entity provides each service, the licence involved, any referral benefit and how client data moves between entities. The linked Mayfair Finance Australia address does not lead to a current Credit Hub service page, so do not use it as contact evidence:
