Best Mortgage Brokers in Australia: Top 10 of 2025

Feeling overwhelmed by the countless mortgage brokers in Australia promising the world?

You’re not the only one.

Choosing the right broker is a big deal—it can make or break your home-buying experience.

Like many Aussies, you want someone who knows the ropes and has your back.

Let’s cut through the noise and look at the top 10 mortgage brokers making waves.

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Top brokers let technology do the heavy lifting, freeing them to focus on what truly grows their business.

Track My Trail makes it easy for brokers to keep track of lost & gained trail, discover clients who have paid off big chunks of their loans, and identify your most profitable clients.

Take advantage of Track My Trail for free today—no credit card required.

AFMS Group

AFMS Group is an award-winning finance brokerage based in Sydney, specialising in providing expert mortgage and finance solutions. They aim to simplify the often-complex process of securing a loan, particularly for busy professionals and first-time homebuyers. 

The company prides itself on delivering a personalised, stress-free journey from home purchase to refinancing. They offer a wide array of services, ensuring that clients receive the best rates from over 60 lenders, supported by comprehensive guidance throughout the entire process.

Services Offered:

AFMS Group follows a structured, transparent approach with clients:

  1. Initial Consultation to uncover goals.
  2. Research & Strategy to develop tailored solutions.
  3. Recommendations with a choice of three options.
  4. Finance Submission for loan application.
  5. Formal Approval upon lender confirmation.
  6. Settlement & Monitoring to ensure continued relevance and success.

Phone: 1300 659 756

Email: [email protected]

Website: www.afmsgroup.com.au

Mortgage Broker Melbourne

Mortgage Broker Melbourne, operational since 1999, is a trusted provider of mortgage broking services. Unlike large corporate firms, they focus on offering personalised, flexible solutions tailored to clients’ needs. They are a boutique business based in Melbourne, providing services in the Melbourne CBD and surrounding areas. 

Their services are accessible through mobile consultations or meetings at convenient CBD locations. They pride themselves on offering competitive rates, expert advice, and a hassle-free experience without charging clients any fees, as they are compensated by the lenders.

Key Services Offered:

  • Home Loans: Specializing in first home buyers, refinancing, and investment property loans.
  • Competitive Interest Rates: They strive to secure the best rates for clients, often better than the standard offer from lenders.
  • Expert Advice: Providing guidance throughout the mortgage process and beyond.
  • Annual Loan Reviews: Ensuring clients remain on the best deal by regularly reviewing their loan conditions and negotiating with lenders.
  • Refinancing: Assistance in refinancing loans to ensure clients continue to receive favourable terms.
  • No Fees: Their services are completely free, with compensation only from the lenders they recommend.

Phone: 1800 111 626

Email: [email protected]

Website:  https://mortgagebrokermelbourne.net.au/

Shore Financial

Shore Financial is a prominent mortgage brokerage in Australia that is dedicated to simplifying the home loan process for Australians. The company prides itself on helping clients navigate the often complex world of home loans, ensuring that they secure the best mortgage options to meet their needs. 

They offer a streamlined approach to getting loans approved, from providing an easy one-touch service for paperwork to offering quick responses to client queries, often within hours instead of days. Their services aim to reduce stress and make home buying or refinancing more accessible. 

The company also emphasises its commitment to client satisfaction with promises like the “Sleep Soundly Promise,” which includes a free annual review to ensure clients’ loans continue to serve them well.

Services Offered:

  • Home Loan Refinancing
  • SMSF Loans
  • Investment Property Loans
  • Owner Occupier Loans
  • Guarantor Loans
  • First Home Loans
  • Development Funding
  • Commercial Loans
  • Car & Assets Finance
  • Medico Loans
  • Low-doc Loans

Phone: 1300 416 700

Website:  https://shorefinancial.com.au/

The Australian Lending & Investment Centre

The Australian Lending & Investment Centre (ALIC) is a prominent mortgage lending firm based in Melbourne, specialising in providing flexible loan solutions to help Australians achieve their property investment goals. 

With over 36,000 clients, ALIC is known for its tailored approach to lending, offering personalised strategies that support both individual and business property ventures. 

Their team, led by award-winning brokers Mark Davis and Kevin Agent, guides clients through every stage of their property journey, from the initial consultation to post-settlement portfolio reviews. 

ALIC is committed to helping its clients not just secure a loan, but build a resilient investment portfolio that can grow and support long-term financial goals, such as achieving a comfortable retirement lifestyle or acquiring a family home.

ALIC offers a range of loan products designed to cater to diverse financial needs. These include investment loans, home loans, commercial loans, refinancing options, SMSF financing, and car financing. 

Their ethos revolves around ethical lending practices and putting the client’s best interests first, helping them make informed decisions that align with their unique financial objectives. ALIC also provides additional resources such as calculators, FAQs, and podcasts to further support clients in managing their investments and finances.

Services Offered:

  • Investment Loan
  • Home Loan
  • Commercial Loan
  • Refinancing
  • SMSF Financing
  • Car Financing

Phone: 1300 ALIC AU

Email: [email protected]

Website: https://alic.com.au/

More Than Mortgages

More Than Mortgages is a top-rated mortgage broker service based in Australia, dedicated to making the home buying and refinancing journey as simple and stress-free as possible. 

They pride themselves on offering a personalised, hands-on approach that helps clients navigate the often overwhelming process of securing a home loan.

Whether you are buying your first home, upgrading to a new property, or seeking to invest in real estate, More Than Mortgages is there to support you every step of the way. 

The team works closely with clients to understand their personal and financial goals, ensuring they find the best mortgage solutions tailored to their needs. With a focus on transparency, fun, and a supportive process, clients can expect a professional yet relatable experience.

Services Offered

  • First Home Buyers: Assistance with buying your first property, making the process less overwhelming.
  • Upgrading Homes: Help with purchasing your next property, whether upgrading or changing locations.
  • Investment Property Advice: Guidance on purchasing your first investment property or expanding your existing portfolio.
  • Loan Comparisons: Extensive research and comparison of different home loan options to ensure the best fit.
  • Professional Referrals: Recommendations to industry specialists, including solicitors, accountants, and real estate agents.

Phone: +61 2 6188 4555

Email: [email protected]

Website: https://www.morethanmortgages.com.au/

Hunter Galloway

Hunter Galloway is a leading mortgage broker in Brisbane, specialising in providing tailored financial solutions for individuals and businesses seeking home loans and refinancing options. 

The website offers detailed insights into the services provided, with a focus on customer-centric support, expert advice, and access to a wide variety of loan products from multiple lenders. The mortgage broker’s team is dedicated to helping clients achieve their homeownership and investment goals with personalised mortgage plans. 

Hunter Galloway prides itself on its high level of customer satisfaction, with a commitment to guiding clients through every step of the loan process, from application to approval.

The services offered by Hunter Galloway include:

  • Home Loan Advice: Providing guidance on obtaining home loans with competitive rates and flexible terms.
  • First Home Buyer Assistance: Specially tailored services for first-time home buyers, including education on the application process and available government grants.
  • Refinancing: Helping clients improve their current home loan conditions by refinancing with better deals.
  • Investment Loans: Offering expert advice for those looking to invest in property, ensuring clients get the best possible terms.
  • Pre-Approval Services: Assisting clients in getting pre-approved for loans to streamline the buying process.
  • Debt Consolidation: Helping clients consolidate their debts into one manageable payment to improve financial health.

Phone: 1300 088 065

Email: [email protected]

Website: https://www.huntergalloway.com.au/

AusFinance

AusFinance is a team of independent mortgage brokers committed to providing personalised services tailored to the unique needs of each client. They work exclusively in the best interests of their customers, offering access to over 35 lenders and hundreds of loan products. 

AusFinance’s brokers are known for securing the best deals, including exclusive interest rates not advertised to the public, all while minimising paperwork and streamlining the loan process. 

With over $1.5 billion in settled home loans, they have earned a reputation for fast and efficient service. Their focus is not just on finding the best rates but also on offering expert advice to guide customers through their home loan journey.

The services offered by AusFinance include assistance with buying your first home, refinancing existing loans, securing pre-approvals, and accessing home loan products tailored to individual needs. 

They emphasise the importance of personalised advice and aim to give customers confidence when bidding on properties by ensuring pre-approval is in place quickly. 

With decades of industry experience, the team at AusFinance guarantees a seamless experience from start to finish. Customers can easily book a consultation and receive a personalised quote from their team of specialists.

Services Offered:

  • Home loans for first-time buyers, property investors, and homeowners
  • Access to exclusive rates from over 35 lenders
  • Refinancing solutions
  • Pre-approval assistance
  • Personalised advice and expert guidance
  • Fast loan approval turnaround times

Phone: 1300 AUS FIN (287 346)

Email: [email protected]

Website: www.aus-finance.com.au

MortgageWorks

MortgageWorks is a premium mortgage broking firm based in Australia. With a focus on simplifying the mortgage process, they provide expert services in securing the best loan terms and interest rates tailored to their clients’ unique needs. 

The firm collaborates with a wide panel of over 40 lenders, ensuring that clients receive competitive and personalized solutions. Their streamlined approach takes the hassle out of finding and securing the right mortgage, making it a trusted choice for homebuyers across the country.

Services Offered:

  • Comprehensive mortgage broking services to secure competitive rates.
  • Assistance in identifying the best mortgage terms based on individual needs.
  • Access to a panel of over 40 lenders for diverse loan options.
  • Expertise in navigating the mortgage application process.
  • Free calculators for estimating buying and selling costs.
  • Dedicated customer support throughout the loan process.

Phone: 1300 112 448

Email: [email protected]

Website:https://mworks.com.au/

Mayfair Finance

Mayfair Finance Australia is a leading mortgage broking organisation based in Adelaide that serves clients nationwide. Established in 2013, the company specialises in helping individuals and businesses secure the right finance options by working directly for clients, not banks. 

The company leverages its expertise to maximise the chances of loan approval by presenting applications to over 50 lenders. With access to hundreds of home loan products, they offer personalised solutions for a range of financial needs, from home loans to complex business financing. 

Their services go beyond simple loan broking; they provide debt portfolio reviews, often resulting in significant savings for clients.

The services offered by Mayfair Finance Australia cover a broad spectrum of financial needs:

  • Home Loans: First-time homebuyers, refinancing, and property development loans.
  • Business Finance: Unsecured business loans, secured loans, development loans, debtor finance, and overdrafts.
  • Specialised Loans: Reverse mortgages, vehicle finance, equipment finance, and SMSF property loans.
  • Investment Loans: Investment property loans and bridging finance.
  • Additional Services: Debt consolidation, trade finance (domestic & international), and senior equity release.

The company also prides itself on delivering exceptional customer service and has an established reputation for handling complex transactions, with many clients seeing savings ranging from $3,000 to over $100,000 annually. 

They highlight numerous success stories in sectors like the food industry, business financing, construction, and more.

Phone: (08) 8362 7000

Email: [email protected]

Website: mayfairfinanceaustralia.com

Credit Hub

Credit Hub Australia is a trusted finance and mortgage broker located in Melbourne. The company offers a variety of financial services, with a focus on home loans, business loans, and asset finance. 

With an emphasis on providing personalised support, each client is assigned a dedicated manager to help navigate the loan process and find the best rates. The platform offers easy online access for clients to apply for loans, refinance, and check the latest rates.

Services Offered:

  • Home Loans: Competitive rates start at 5.59%.
  • Business Loans: Available at rates starting from 7.65%.
  • Asset Finance: Loans available start at 6.85%.
  • Conveyancing Services: Support for property transactions.
  • Property Management: Managing property investments for clients.
  • Insurance: Various insurance services tailored to client needs.

Website: https://www.credithub.com.au/

Track My Trail Team

The Track My Trail Team develops software to simplify trail book management for mortgage brokers. Their tools provide fast and practical insights to help brokers get the most out of their trail books.