This guide covers ten Gold Coast brokerages, from local firms to national networks with Gold Coast offices. The number of mortgage brokers in the region gives borrowers and referral partners many service models to compare.
Each of these mortgage brokers offers a different mix of residential, investment or business finance. Current policy, lender access and direct fees can change, so the right fit depends on the client’s file and the broker who will handle it.
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Go Mortgage Brokers
Go Mortgage is an Arundel-based brokerage that reports operating since 2006 and using a panel of more than 65 lenders. It supports home purchases, refinancing, property investment and SMSF lending. For an investor or SMSF borrower, the useful comparison is not simply the number of lenders. The broker should show how the proposed structure fits the deposit, cash flow and ownership arrangement.
Its local team may suit a First Home Buyer or investor who wants one-to-one support. Go Mortgage publishes customer and lending-volume figures on its website. Ask the proposed broker to explain the policy fit and likely issues for the client’s file, including document requirements, valuation risks and who will manage lender questions through to settlement.
Current phone: 1300 855 244
Before using info@gomc.com.au, confirm with Go Mortgage that the address is current.
Website: www.gomc.com.au
The Gold Coast Mortgage Broker
The Gold Coast Mortgage Broker is led by Senior Mortgage Broker Adam Hall and serves home buyers, refinancers and property investors. Current broker directories identify Hall as a Burleigh Heads broker and report that he has worked as a broker since 2012.
The firm can compare home, personal, asset, commercial and business finance. For a refinance or equity-release referral, ask the broker to compare interest rates, switching costs and the full repayment effect. Combining debt consolidation with a mortgage can lower the monthly payment while extending the debt term, so it is not automatically the best choice.
Clients considering Equity Loans should also confirm the purpose, available equity, new loan-to-value ratio and total interest over the new term.
The Gold Coast Mortgage Broker also arranges finance beyond a standard home purchase. This may help a client who wants one broker to discuss a home loan alongside car, business or investment finance.
Phone: 0401 180 130
Website: www.thegoldcoastmortgagebroker.com.au
Professional Lending Solutions
Professional Lending Solutions is a Gold Coast finance brokerage based in Bundall. Its current site reports more than 60 lenders and covers home purchases, refinancing, renovation, construction, investment and SMSF loans. The firm also presents finance for property development and specialist lending for medical professionals.
The firm also handles Business Loans, commercial property, equipment and vehicle finance. Specialist options for professionals, self-employed applicants and low-doc loans depend on lender policy. Ask which documents, rates and fees apply to the exact verification method. A self-employed applicant should find out whether the lender will use full financial statements, alternative income evidence or both. Ask how the selected method changes price and borrowing capacity.
Email: md@professionallendingsolutions.com.au
Phone: 07 5597 6049
Website: https://professionallendingsolutions.com.au/
Mortgage Innovations
Mortgage Innovations is a Gold Coast brokerage for home, refinance, investment, self-employed, car and equipment finance. Its current site reports more than 60 lenders and over 30 years of combined team experience.
The firm manages the application process and reports access to professional discounts. Confirm the eligibility rules and compare the total cost with ordinary products. A Fast approval claim is not a lender commitment. Timing still depends on the lender, valuation, documents and file complexity.
Mortgage Innovations handles paperwork and lender communication as part of its application support. This can be useful for a borrower who wants one team to coordinate a home, car or equipment-finance application from preparation through to settlement.
Phone: 07 5535 5882
Website: https://mortgageinnovations.com.au/
Blackk Mortgage Brokers
Blackk Mortgage Brokers has a Burleigh Heads office and reports more than 54 banks and lenders. It supports buying, building, renovating, investing and bridging finance, with clients dealing directly with founder Victor Kalinowski.
When comparing an independent broker with a bank, panel breadth still does not mean every lender or loan is available. Ask for panel exclusions and the options considered. Blackk reports that 99.6% of its submitted home loans were approved in 2025, but that figure does not forecast approval for a new borrower.
Any guidance on property purchases, loan structure or debt reduction should remain within the broker’s authorised credit role. Bring in tax, legal or financial advisers when the decision needs their advice.
Blackk manages the home-loan application and lender contact for its clients. Its founder-led model may suit a borrower who wants direct contact with the broker while comparing options for a purchase, build, renovation or refinance.
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Website: https://www.blackk.com.au/
Switch Finance
Switch Finance is a Gold Coast-based mortgage and finance brokerage. It offers home, investment, construction, asset, business, commercial and personal loans. The same team can therefore discuss household and business borrowing, although each facility may be assessed by different lenders.
The firm may suit a client who wants residential and commercial loans handled by one team. Confirm the scope and broker for each facility. Switch says standard mortgage broking is usually lender-paid, but its published fee schedule includes direct charges for some smaller loans and complex matters. Its schedule identifies smaller loan amounts, reverse mortgages, legal-action cases, trust or company borrowers and non-conforming applications as examples that may carry a fee. Ask for a written quote before work starts.
Current phone: 07 5532 0030
Email: info@switchfinance.net.au
Website: https://switchfinance.net.au/
1st Street Financial
1st Street Financial is a national brokerage with a Gold Coast broker, and the firm says its panel includes more than 40 lenders. It covers home purchases, refinancing and investment lending, with customer service delivered by the assigned broker and support team.
The local profile supports first home buyers and self-employed applicants. Confirm current government scheme eligibility with official sources before setting a client expectation. Online calculators for borrowing capacity and stamp duty are planning estimates rather than credit approval or legal advice.
Awards do not prove current file quality. Ask about recent outcomes for the same borrower and property type.
1st Street Financial also publishes calculators and educational material for borrowers preparing to buy or refinance. These resources can help a client estimate a starting position before the assigned broker checks income, commitments and lender policy.
Phone: 1300 242 801
Email: info@1ststreet.com.au
Website: https://www.1ststreet.com.au/
HFinance
HFinance serves the Gold Coast and Sydney and reports accreditation with more than 50 banks and non-bank lenders, including major and boutique options. Its Gold Coast office is in Highland Park.
The firm’s current services include Australian expatriate lending, Self-Employed Home Loans, SMSF property loans, debt consolidation, low-deposit loans, construction and refinancing. This breadth can help with non-standard income. Ask which currencies, evidence and lender policies fit the client rather than assuming all foreign or business income is accepted.
HFinance may be relevant when a borrower’s income, deposit or credit history does not fit a standard bank assessment. Its current panel includes major banks and non-bank lenders, giving the broker several policy types to consider. For expatriate income, the assessment can change with currency, country, employment type and the lender’s treatment of overseas earnings. Self-employed applicants may also need current business financials and tax returns.
Website: https://www.hfinance.com.au/
Mortgage Choice
Mortgage Choice is a national franchise network with several Gold Coast offices. Local teams report access to more than 35 lenders and cover home, investment, refinance, construction, business, car and equipment loan types.
Select the individual franchise office and broker, not only the brand. Ask about recent experience, lender access, file ownership and post-settlement support. The prize promotion expired in 2024.
Mortgage Choice also provides calculators and home-loan review services. Because local offices operate within a franchise network, service delivery depends on the selected broker and team rather than one Gold Coast office representing the whole brand.
Website: https://www.mortgagechoice.com.au
Spectrum Home Loans and Finance
Spectrum Home Loans and Finance is a Southport brokerage. The firm says its team has more than 20 years of industry experience, works with more than 40 lenders and supports clients across Australia.
The service range covers home purchases, refinancing, vehicle and equipment finance, business finance, property development and investment property loans. It also offers Commercial Loans. Ask which team member and lender panel apply to the requested facility.
Home-loan reviews can identify a cheaper rate or better structure, but refinancing costs and a longer term can offset the saving. Require a total-cost comparison before recommending a switch. It should include discharge and application fees, any fixed-rate break cost, repayments over the remaining term and the effect of resetting the loan to a longer term.
Spectrum’s mix of residential, vehicle and business finance may suit clients who want several borrowing needs reviewed by one brokerage. Its Southport base also gives Gold Coast borrowers a local contact while the firm serves clients elsewhere in Australia. For mixed household and business needs, confirm whether applications will be coordinated or assessed separately, and who remains the contact after settlement.
Phone: 1300 652 152
Website: homeloansgoldcoast.com.au
