Brass Aggregation is an independently owned boutique mortgage aggregator that uses Salestrekker and has its own Australian credit licence. Its membership combines lender access with broker support, with selected services charged through monthly direct debits. For a broker considering Brass, the written membership offer determines the fees and services their business receives.
Brass Aggregation Defined
Brass Aggregation Pty Ltd trades as Brass Broker. Owner and managing director Marcus O’Brien runs the business. Brass describes its network as a group of brokers building their own businesses, with regular communication and guidance.
Brass publishes Australian credit licence number 561247 in its own name. It also lists Australian Financial Complaints Authority membership number 109238. Its privacy policy identifies ABN 78 679 186 844.
Salestrekker is the customer relationship management platform Brass names for its brokers. The aggregation agreement governs membership and payment arrangements, while the platform is where brokers manage deal work.
Membership, Licence and Lending Scope
Brass lets brokers select membership services to suit their business. Its published membership information includes access to residential and commercial lenders, asset finance, personal loans and insurance providers. Brokers apply for the relevant accreditations.
Membership, lender accreditation and credit authorisation are separate arrangements. Joining the network does not automatically give you every lender accreditation. A credit representative acts within the activities their licensee authorises. The Australian Securities and Investments Commission explains this in Information Sheet 126, Credit representatives.
Before joining, establish who authorises your credit activities and obtain the written appointment that applies to you. Match the lending categories you intend to handle to that authorisation and the lender accreditations you need.
Brass’s services page describes workshops and webinars for compliance assistance. New brokers can use a mentoring service with 12 learning modules. Business planning and coaching are also available.
For a hypothetical example, a new Brass broker is helping a self-employed client buy a home. Mentoring can help the broker learn the workflow, while a support discussion can help identify documents the application needs. The broker still assesses the client and prepares the submission. The lender decides whether to approve the loan under its own policy.
Agree the practical support arrangements before relying on them for client work. Establish who helps with a difficult submission, what work they perform and how you escalate a time-sensitive question. Training and submission assistance do not guarantee lender approval.
Salestrekker and the Broker’s Tools
Brass explicitly names Salestrekker as its broker software. Its services page describes a monthly direct debit for the broker software login and additional administration logins for processing or support staff.
The Salestrekker vendor website describes visual deal workflows, task allocation and client communication tools. These functions help a broker record a client’s information and move an application through its stages. The vendor’s broader feature list does not establish which modules or optional services your Brass agreement includes.
Request a demonstration of the Brass setup using a typical deal from your business. Confirm which login types you receive and the cost of staff access. Ask which tools are included in your membership and which require a separate subscription. Keep the version and any optional modules in the written software schedule.
The Salestrekker overview explains the platform in more detail. The aggregator CRM directory helps you compare the work each platform handles.
Evaluating the Brass Agreement
Brass publishes a service-based fee structure and says commission splits depend on broker experience. Its services page states that commissions are paid twice monthly to the broker’s bank account, with recipient-created tax invoice reports. Lender agreements determine the commission rates.
Use the proposed agreement to compare the complete cost with your existing arrangement. Obtain these terms in writing:
- The commission split that applies to your business and how each deduction is calculated.
- Monthly charges for credit representative appointment and software access, plus the services you select and their tax treatment.
- Payment cut-offs, the statement supplied for each payment and the process for disputing missing commission or a clawback.
- Your rights to ongoing trail after leaving, any transfer restrictions and the treatment of client records and software exports.
- Notice periods, exit charges and responsibility for unresolved complaints or historical files.
For a practical comparison, apply both agreements to the same recent commission statement. Calculate the retained upfront and trail after deductions, then add recurring fees. Keep one-off switching costs separate so they do not disappear inside an average monthly figure.
Compare the service schedules against tasks you already pay staff or another provider to perform. An included service reduces a cost only if it does that work for your business. Avoid assuming faster settlements or higher revenue from membership alone.
Track My Trail With Brass Reports
Brass brokers use our Generic CSV route or PDF to CSV to prepare commission statements for Track My Trail. The upload handbook identifies Generic for aggregators outside the named report families. The supported aggregators guide explains the available report routes.
For a Brass statement in spreadsheet form, sign in during your trial or subscription to obtain the Generic CSV template and field guide. Map the statement’s rows to the required fields, preserve loan references consistently across months and check the prepared totals against the statement. The signed-in guide owns the exact field requirements.
If your Brass statement is a PDF, PDF to CSV converts the payment rows into a CSV. Review the converted rows before analysis. Both the uploaded PDF and converted file are deleted after 24 hours.
Upload two monthly reports for Quick Analysis. It shows which clients were added or dropped off and separates discharges from missing loans. You can see where a paydown or drawdown changes trail, then use those loan details to investigate the payment.
For ongoing checks, Trail History stores your uploaded reports with encryption. Missing Trail Analysis separates loans whose trail stopped and later returned from clients who discharged. That gives you the affected periods to raise with Brass, while Salestrekker remains your system for client and deal work.
Brass Aggregation FAQ
I’m a Brass Broker. Can I Use Track My Trail?
Yes, prepare your Brass statements with the Generic CSV template or PDF to CSV. Sign in for the template and preparation guide, then upload two monthly reports for Quick Analysis.
Does Brass Supply Salestrekker to Every Member?
Brass names Salestrekker as its broker software and describes a monthly fee for a broker software login. Your membership’s software schedule determines your access and staff logins. Put those inclusions in writing before joining.
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