Regional Finance Brokers: The RegFin Network

Regional Finance brokers work in the RegFin finance brokerage and broker network, which uses Connective for aggregation and has its own credit licence. RegFin reports work in Track My Trail: upload the complete set of original XLSX run files for each of two months.

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Who Regional Finance Brokers Are

Regional Finance, known as RegFin, arranges finance through its network of brokers across Australia. Its website covers home loans, acreage and lifestyle property loans, rural lending, business finance and equipment loans. It also lists personal loans, seniors loans and self-managed super fund finance.

The RegFin Credit Guide names Regional Finance Solutions Pty Ltd as the licensee, with Australian credit licence 484980 and an address in Inverell, New South Wales. It identifies Connective Broker Services as its aggregator and says RegFin credit representatives are authorised under that licence.

If you are comparing arrangements, the sub-aggregator comparison helps you assess smaller networks. The main aggregator comparison covers the broader choice.

Joining the RegFin Broker Network

RegFin's Become a Broker page invites people moving from banking, parents working from home and brokers growing an existing business. It describes a broker network with back-office administration and business support.

RegFin says brokers can draw on other brokers for help with lending scenarios. Its support includes professional indemnity insurance, IT and compliance assistance, plus computer equipment.

RegFin's recruitment page describes access to more than 140 lenders through Connective and additional lending partners, including niche specialists and community banks.

Before joining, get your credit representative appointment and lender accreditation requirements in writing. Your agreement must also spell out:

  • Commission splits, fees and when you receive upfront and trail payments.
  • Trail book ownership and the right to receive trail after you leave.
  • Clawback responsibility and dispute handling.
  • Included administration tasks and support costs.
  • Notice periods and the process for moving client and loan records.

If you already have a book, use the guide to switching mortgage aggregators to prepare for the move.

Track My Trail With RegFin Reports

RegFin is a native report family in Track My Trail. We read the original XLSX run reports RegFin sends you, without spreadsheet preparation.

For Quick Analysis, include every original run report for each of two months, unchanged. One month can arrive as several files. A single run may hold only part of that month's commissions, so leaving out a run can distort the comparison.

Quick Analysis compares the two complete monthly sets and shows who joined your book, who dropped off and which clients discharged or refinanced. You can also see large repayments and drawdowns, loans in arrears and where your income is concentrated. Quick Analysis stores nothing, including loan-level records.

RegFin also works with Trail History. When you opt in, we keep your uploaded periods in encrypted storage so Historical Analysis can compare them without another upload. Missing Trail Analysis identifies trail that stopped and later returned, separately from discharges, so you can raise the missing payments with RegFin.

The Track My Trail handbook confirms the RegFin run-file format and Trail History support. See supported aggregators if you receive reports from another network too.

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Regional Finance Brokers FAQ

I'm a Regional Finance Broker. Can I Use Track My Trail?

Yes, upload every original RegFin XLSX run report for each of two months, unchanged. Quick Analysis compares both monthly sets without storing your report data. You can also opt into Trail History to keep the uploaded periods and analyse changes over time.

Why Can a Month Need Several RegFin Files?

A RegFin month can contain several commission runs, with each file covering part of the month's payments. Include all the original run files for both months so the comparison covers the complete monthly sets.

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