Loan Market aggregator fees depend on the LMG (Loan Market Group) plan you choose. This schedule starts at $1,000 a month for Flat Fee or $550 a month plus revenue share for Partner and Loan Market.
Flat Fee lets you keep 100% of upfront and trail. The revenue-share plans add business support, with Loan Market also including its consumer brand.
LMG Aggregator Fees
The table separates the starting monthly fee from the commission LMG retains. Use your agreement’s fee and split when calculating the cost to your brokerage.
| Plan | Starting Monthly Fee | Commission Model | Plan Features |
|---|---|---|---|
| 100/100 Flat Fee | From $1,000 | Keep 100% of upfront and trail | MyCRM business platform and automation. Compliance support and a dedicated portfolio manager. Broker education, events and recognition. Asset and commercial finance support. |
| Partner | From $550, plus revenue share | Monthly fee plus upfront revenue share | MyCRM and compliance support. Business planning, coaching and recruitment support. Website, lead capture and marketing services. Broker education and events. |
| Loan Market | From $550, plus revenue share | Monthly fee plus revenue share | MyCRM, compliance and growth support. Loan Market consumer brand. Ray White referral partnership. Website and brand marketing, with lead nurturing and content services. |
LMG’s residential plan information sets out the inclusions and optional add-ons. LMG lists MyCRM Public API access as an optional add-on for Flat Fee and Partner. Prices exclude GST.
LMG describes the Partner and Loan Market split as decreasing as revenue grows. Brokers have reported a maximum 5/95 split above $1 million in annual trail, with 5% retained by LMG and 95% kept by the broker. That figure is a broker-reported arrangement, not an LMG-published rate or a promised split for every member.
Read the revenue-share clause for the commission it covers and the threshold that changes the split. A share of upfront alone produces a different total from a share of both upfront and trail.
PLAN, Choice and FAST Members Under LMG
LMG bought PLAN Australia, Choice Aggregation Services and FAST from NAB in 2021. It later folded the three brands into the single LMG aggregator.
If you joined under one of those brands, identify which LMG plan your agreement now maps to. Compare its monthly fee and revenue-share terms with the plan name on your offer. A former brand name alone does not tell you which fee model applies.
The LMG aggregator profile explains the former brands and legacy report details.
Flat Fee or Revenue Share at LMG
Compare LMG plans over a full year using low, expected and high settlement volumes. Include your own trail in each forecast if your revenue-share agreement charges a share of trail.
The starting Flat Fee costs $12,000 a year. The starting Partner or Loan Market business fee costs $6,600 a year before revenue share. The difference is $5,400, so revenue share above that amount makes the flat fee cheaper on fees alone.
This hypothetical example uses a 10% share of upfront, no share of trail and an upfront rate of 0.65% of settled lending. These are calculation assumptions, not LMG’s published split or a lender commission offer. All figures exclude GST and optional add-ons.
| Annual Settlement Scenario | Annual Settlements | Gross Upfront | Flat Fee Cost | $550 Monthly Fee Plus 10% of Upfront |
|---|---|---|---|---|
| Low | $5 million | $32,500 | $12,000 | $9,850 |
| Expected | $10 million | $65,000 | $12,000 | $13,100 |
| High | $20 million | $130,000 | $12,000 | $19,600 |
At the low volume, the revenue-share example costs $2,150 less. At the expected volume, Flat Fee costs $1,100 less. The high-volume difference grows to $7,600.
Replace the example split with your quoted percentage and add any trail share. For example, a 5% charge on your $120,000 annual trail adds $6,000 to the revenue-share cost. Keep that trail figure separate from the upfront forecast.
Use the same lender mix in both calculations. Include paid add-ons in the plan that needs them, then compare the extra support you would actually use. Flat Fee suits a brokerage whose retained commission outweighs the higher fixed fee. Partner or Loan Market can justify extra cost when their included support replaces spending elsewhere in the business.
The aggregator fee guide explains flat fees and commission splits across groups. For an LMG offer, put your quoted terms into all three scenarios before choosing a plan.
While reasonable steps have been taken in preparing this summary, errors are possible. Verify the applicable fees and plan terms with LMG before relying on them.
If an LMG fee or plan term is incorrect, contact us with the item and the correct information.
