86 400 | 0.693 | 0.165 | 0-6 months = 100%, 7 months = 95%, 8 months = 89%, 9 months = 84%, 10 months = 79%, 11 months = 74%, 12 months = 68%, 13 months = 63%, 14 months = 58%, 15 months = 53%, 16 months = 47%, 17 months = 42%, 18 months = 37%, 19 months = 32%, 20 months = 26%, 21 months = 21%, 22 months = 16%, 23 months = 11%, 24 months = 5% | |
ANZ | 0.688 | 0.165 | 0-12 months = 100%, 13-15 months = 50%, 15-18 months = 25% | Trail increases to 0.22% in year 4 |
AMP Bank | 0.66 | 0.22 | 0-12 months = 100%, 13-24 months = 50% | |
ASCF Product A | 0.33 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | Added to Base Upfront for LVR below 80% |
Australian Military Bank | 0.55 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Adelaide Bank | 0.77 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | Increases to existing facility – Flat fee of $250 |
Bank of China | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Auswide Bank | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Bank of Sydney | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Bank of Queensland (BOQ) | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Bankwest | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Better Choice Home Loans | 0.77 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Bluestone | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Citibank | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Commonwealth Bank (CBA) | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | Upfront and trail vary slightly depending on what plan you’re on. |
CUA | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Crown Lending | 0.70 | 0.20 | 0-12 months = 100%, 14-18 months = 50% | Referrals provided by Crown paid at 0.4% upfront |
Firstmac | 0.66 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Granite Home Loans | 0.66 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Heritage Bank | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Homeloans Ltd | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
ING | 0.66 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Judo | 0.715 | 0.165 | 0-6 months = 100% | |
LaTrobe | 0.55 | 0.275 | 0-12 months = 100%, 13-24 months = 50% | |
Liberty | 0.55 | 0.275 | 0-12 months = 100%, 13-24 months = 50% | |
ME Bank | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Macquarie Bank | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | Trail will not be payable if loan is in arrears over 2 months. |
MyState | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
MKM Financial | 0.70 | 0.30 | Nil | |
NAB Broker | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Orde Financial | 0.77 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Paramount | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Pepper | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Qudos Bank | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
Resimac | 0.715 | 0.165 | 0-12 months = 100%, 13-18 months = 50% | |
St George (Includes BankSA and Bank of Melbourne) | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Suncorp | 0.715 | 0.165 | 0-12 months = 100%, 13-24 months = 50% | |
Virgin Money Australia | 0.66 | 0.22 | 0-12 months = 100%, 13-24 months = 50% | |
Teachers Mutual Bank / UniBank / FireFighters / Health Professionals | 0.66 | 0.22 | 0-12 months = 100%, 13-24 months = 50% | |