COG Aggregation is an aggregator focused on asset finance. It gives accredited brokers access to lender relationships, application support and systems used to submit and manage equipment or vehicle finance.
It may help a mortgage broker add asset finance to an existing service, but the fit depends on current panel access, accreditation rules, fees, commission terms and support. Confirm each item directly with COG before relying on it in a business decision.
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How COG can support brokers
An asset-finance aggregator can connect a broker with lenders and provide a structured route from enquiry to settlement. COG has been associated with Platform Finance, so brokers should confirm the present relationship and which entity supplies each service.
For mortgage brokers, the practical benefit is a defined process for a type of lending that differs from residential mortgages. Support may include product guidance, submission channels and commission administration. Availability and service terms can change.
Questions to ask before joining
- Which lenders and asset classes are available to your business?
- What training or accreditation is required before submission?
- How are fees, commissions and clawbacks calculated?
- Who owns the client relationship and data if you leave?
- What support applies when a deal falls outside standard policy?
Test the operating fit
Map COG’s process against your current application process. Check how client consent, document collection, privacy and record keeping work across both systems. Review the available reporting tools so settlements and commissions can be reconciled.
Compare the arrangement with other lender panels on access, support and total cost. Run a small number of suitable enquiries through the documented process before making asset finance a larger part of the brokerage.