Feeling swamped by the sheer number of mortgage brokers in Perth?
It’s a common concern.
Choosing the right broker can make all the difference in securing the best deal for your new home.
But with so many options, where do you start?
Don’t worry—we’ve got you covered.
We’ve compiled a list of the top 10 mortgage brokers in Perth for 2024.
Let’s dive in and find the perfect match for you.
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Orange Mortgage and Finance Brokers
Orange Mortgage and Finance Brokers, based in North Perth, is dedicated to simplifying the home loan process for its clients. They provide expert, personalised advice to guide individuals through every step of securing a mortgage, ensuring it’s as seamless and stress-free as possible.
Whether you’re buying your first home, refinancing, or investing in property, their team offers a comprehensive service that aims to save you both time and money. With a deep understanding of the local market, they work with a variety of lenders to offer tailored solutions and competitive rates.
Their services cover a wide range of mortgage needs, including first-home buyer finance, refinancing, investment loans, and construction loans. Additionally, they provide SMSF mortgages, parental guarantees, and options for new arrivals. They also offer ongoing support, with regular reviews, to ensure clients continue to receive the best possible deal.
Orange Finance uses a digital platform for ease of access and convenience, ensuring clients can manage their applications remotely while still receiving personalised advice. Their transparent, ethical approach ensures clients are always well-informed, and the team is committed to long-term partnerships with their clients, helping them achieve their financial goals.
Services Offered:
- First Home Buyer Finance
- Home Purchase Loans
- Construction Loans
- Refinancing Home Loans
- Investment Loans
- SMSF Mortgages
- Parental Guarantees
- New Arrival Home Loans
- Home Upgrade Loans
Phone: 0425 212 636
Website: https://www.orangefinance.net.au/
The Perth Mortgage Specialist
Perth Mortgage Specialist is a local mortgage brokerage service focused on helping Perth residents find suitable home loans. The service offers access to over 1,400 products from more than 30 lenders.
The broker is highly qualified, holding degrees from the London School of Economics and certifications in finance and mortgage broking. Specialising in the Perth market, the business is committed to providing tailored mortgage solutions, ensuring clients get the best possible deal.
The brokerage promises personalised service, returning missed calls within 4 hours and responding to emails on the same day. They provide free reports and health checks and offer post-settlement services, such as interest rate updates and loan health checks.
The services offered include a variety of home loan options to suit different needs. These include basic home loans, fixed-rate loans, split-rate loans, construction loans, low-doc loans, and bridging loans.
Additional services also cover reverse home loans, professional packages, and honeymoon rate loans. Notably, all services come at no cost to the client, and there are no hidden fees. Perth Mortgage Specialist is available from Monday to Friday, with meeting times from 7:00 AM to 7:00 PM, and even offers weekend availability for client convenience.
Services Offered:
- Basic Home Loans
- Standard Variable Loans
- Fixed Rate Home Loans
- Split Rate Home Loans
- Construction Home Loans
- Low Doc Home Loans
- Bridging Home Loans
- Reverse Home Loans
- Interest Only Home Loans
- Honeymoon Rate Home Loans
- Line of Credit Home Loans
- Professional Packages
Website: https://www.perthmortgagespecialist.com.au/
Finance365
Finance 365 is an Australian financial services company with a focus on providing expert advice and tailored solutions for home loans and business finance. They aim to simplify the process of securing finance by offering personalised guidance throughout the entire journey, from first home buyer loans to complex construction finance.
Their primary objective is to make the path to owning a home or securing finance as smooth as possible with a customer-centric approach. The company prides itself on its extensive experience and dedication to providing genuine advice suited to individual needs.
Their services include a wide range of financial products for both personal and business use:
- Construction Finance – Specialises in helping clients secure finance for building new homes.
- First Home Buyer Loans – Provides solutions for those looking to move from renting to home ownership.
- Property Investment – Advises on property investment, recognising it as one of the safest investment options.
- Refinancing – Assists clients in refinancing their mortgages to better suit their financial situation.
- Business Finance – Offers finance options for small businesses, including equipment and working capital loans.
Phone: (08) 6166 6391
Website: https://www.finance365.com.au/
Mortgage Choice
Mortgage Choice in Perth, established in 2003, has earned a solid reputation as a trusted and award-winning mortgage brokerage. The team offers personalised services to help locals with various financial needs, including home loans, investment properties, and refinancing.
They pride themselves on providing tailored advice that aligns with clients’ goals, ensuring that each loan is perfectly suited to their financial situation. Their service goes beyond settlement, with regular follow-ups to ensure competitive rates and to adjust the loan as clients’ needs evolve.
The services provided by Mortgage Choice include:
- Home Loans: Helping clients secure the best home loan deals, including first home buyers, upgraders, and refinancers.
- Investment Loans: Assisting in finding financing solutions for investment properties.
- Car Loans & Leasing: Offering flexible car loan options and leasing deals.
- Business Loans: Providing support for small business financing needs.
- Personalised Advice: Understanding clients’ unique goals to provide tailored loan solutions.
- Access to 30+ Lenders: Shopping around for competitive rates and better loan terms.
- Free Service: The service is at no cost to clients as the broker is paid a commission by the lender once the loan is settled.
Phone: 08 9485 0090
Website: https://www.mortgagechoice.com.au/
Fox Mortgage
Fox Mortgage Services is a team of experienced mortgage and finance brokers based in Perth, offering a wide array of services to meet the financial needs of individuals and businesses. With over 40 years of banking experience, the team specialises in providing tailored solutions for home loans, first home buyers, business and commercial loans, and more.
Their extensive network includes over 30 lenders, ensuring clients receive the best interest rates and loan products available. The company operates with the principle that it costs clients nothing to benefit from their services, as lenders compensate them, not the borrowers.
Fox Mortgage Services prides itself on transparency and professionalism, helping clients navigate the complexities of finance with ease. Flexible meeting options, including in-person and online consultations, ensure that clients can get the advice they need at their convenience.
The company offers a wide range of services to cater to diverse financial needs. These services include:
- Home Loans
- First Home Buyer Loans
- Vehicle Finance
- Business Finance Loans
- Equipment Finance Loans
- Commercial Loans
- Finance for Professionals
They also provide free consultations to help clients understand their options and take the first step toward securing the best possible loan.
Phone: 08 9304 9682
Email: [email protected]
Website: https://foxmortgages.com.au/
Ming Finance
Ming Finance is a highly regarded, award-winning financial services group operating nationwide in Australia. The company offers a wide range of financial solutions tailored to meet the specific needs of each client.
As a trusted broker, Ming Finance provides expert guidance and support for individuals and businesses seeking home loans, personal loans, car loans, business loans, and self-managed super fund (SMSF) loans. With a reputation for personalised service, they assist clients at various stages of their financial journey, from purchasing homes to managing investments.
The company’s services extend beyond standard financial advice, ensuring that every customer receives bespoke solutions, regardless of their career or professional circumstances.
Ming Finance is known for its commitment to customer satisfaction, which is demonstrated by its 95% approval rate and over 3,880 happy clients. The team at Ming Finance is dedicated to making the loan process as smooth as possible, offering a variety of loan products, including basic variable rate, fixed rate, interest-only, and low-deposit home loans.
They also specialise in loans for specific groups such as nurses, doctors, accountants, lawyers, FIFO workers, and the self-employed. Their expertise is reflected in the wide range of loan options available, designed to meet the unique financial needs of each individual or business.
Services Offered:
- Home Loans
- Investment Loans
- Refinancing
- Personal Loans
- Car and Equipment Loans
- Commercial Loans
- Self-Managed Super Fund Loans (SMSF Loans)
Loan Options:
- Basic Variable Rate Home Loans
- Fixed Rate Home Loans
- Interest Only Home Loans
- Low Deposit Home Loans
- Specialised Loans (e.g. for Nurses, Doctors, Accountants, FIFO workers)
Phone: 08 9386 6166
Email: [email protected]
Website: https://mingfinance.com.au/
Habitat Finance
Habitat Finance & Insurance offers a wide range of mortgage broker services tailored to help individuals and families with their home loan and finance needs. Whether you are a first-time homebuyer, looking to refinance, or seeking to invest in property, they provide expert guidance and personalised solutions.
The company leverages its extensive relationships with various lenders to ensure clients receive competitive rates and the most suitable finance options.
Habitat Finance handles all the legwork, including paperwork, loan applications, and the settlement process, making the entire experience more streamlined and efficient.
Their services include assistance for first-home buyers, refinancing loans, and property investments. They also offer free guides and tools, such as a variety of online calculators to assess borrowing power and loan comparisons.
The website is designed to support clients at every stage of their homeownership journey, providing expert advice and practical tools. They prioritise customer satisfaction and work diligently to get clients the best possible deal.
Services Offered:
- First Home Buyer Assistance: Helping new buyers navigate the process of securing a mortgage.
- Refinancing Services: Offering better loan options for existing homeowners.
- Investment in Property: Providing financial support for those looking to invest in real estate.
- Home Loan Calculators: Tools to calculate borrowing power, loan comparisons, and stamp duty.
- Free Guides: Including resources for first home buyers, refinancing, business finance, and property investment.
Phone: 08 9474 7744
Website: https://www.habitatfinance.com.au/
Yellow Brick Road
Yellow Brick Road offers comprehensive refinancing solutions for home loan borrowers looking to reduce their mortgage repayments by securing a better interest rate.
They provide a range of home loan products tailored to meet diverse financial needs, making the refinancing process smoother for individuals across Australia. The site provides an opportunity for potential clients to explore the savings they could achieve by refinancing with Yellow Brick Road.
Services Offered:
- Refinance Home Loans: Get a lower interest rate by refinancing with Yellow Brick Road.
- Personalised Loan Advice: Dedicated mortgage brokers assess your current situation and recommend the best options.
- Online Tools: Quick online calculators to see how much you could save by refinancing.
- Comparison Rates: Transparent comparison rates are based on typical loan terms, giving a clear idea of the potential savings.
Customer Service: 1300 884 240
Website: www.ybr.com.au
Top Mortgages
Top Mortgages is a leading finance broking service based in Perth, offering a wide range of mortgage and loan options for clients across the city and surrounding areas. The company provides expert advice on securing home loans, investment loans, business loans, and personal loans.
With over a decade of experience, Top Mortgages prides itself on its ability to find the best loan options from a broad panel of lenders, offering a fully digital process as well as in-person services. Importantly, they do not charge clients directly, as the lenders compensate them for their services.
The services offered by Top Mortgages are designed to assist with a variety of financial needs. They specialise in home loans, helping both first-time buyers and seasoned homeowners, investment loans for property purchases, and business loans including car and personal loans.
The company’s customer service is highly rated, with clients appreciating the personalised, professional approach and after-hours availability. Additionally, Top Mortgages provides valuable resources for comparing loan options and ensuring clients are fully informed throughout the loan application process.
Services Offered:
- Home Loans: For first-time buyers, self-employed individuals, and those with credit impairments.
- Investment Loans: Expert guidance on obtaining finance for investment properties.
- Business Loans: Including loans for commercial properties, car loans, and personal loans.
- No Charge to Clients: Fees are paid by lenders, not clients.
- After-Hours Service: Flexible availability to accommodate client schedules.
- Loan Comparison: Assistance in comparing over 800 loan options from multiple lenders.
- Personalised Advice: Professional, experienced brokers guiding clients through the loan process.
Phone: 1300 308 225
Website: topmortgages.com.au
Elite Finance
Elite Finance Australia offers a range of financial services to assist individuals with their home buying and investment needs. They specialise in helping clients with their first home purchase, refinancing existing loans, and property investment.
Their core service as mortgage brokers allows them to negotiate with a range of lenders to find the most suitable loan options for each client’s unique financial situation.
They streamline the loan application process by handling all paperwork, managing the application, and securing finance as quickly as possible. The service aims to reduce the stress of dealing with banks and ensure clients receive the best financial outcomes.
The company provides a variety of guides to help customers understand their options and make informed decisions about their finances. These include guides for first home buyers, refinancing, and property investment.
They also offer a suite of online calculators to assist clients in estimating borrowing power, loan repayments, and potential stamp duty costs.
Elite Finance Australia is committed to making the financial process faster, simpler, and more accessible, with the added benefit of working with multiple lenders to secure the best deal.
Services Offered
- Mortgage broking for first-home buyers
- Property investment advice and financing
- Refinancing existing home loans
- Loan comparison and borrowing power calculators
- Stamp duty calculator
- Personalised advice and loan management through the application process
Phone: 0481 984 268
Website: https://www.elitefa.com.au/
