Best Mortgage Brokers in Canberra: Top 10 of 2025

Looking for the best mortgage broker in Canberra but feeling swamped by all the choices?

You’re not alone.

Finding the right broker can be the key to unlocking your ideal home. But with so many options, it’s a common concern for homebuyers in Canberra.

We’ve sifted through the options to bring you the top 10 mortgage brokers making a difference.

Let’s take a closer look at who stands out in the Canberra market.

💸

Top brokers let technology do the heavy lifting, freeing them to focus on what truly grows their business.

Track My Trail makes it easy for brokers to keep track of lost & gained trail, discover clients who have paid off big chunks of their loans, and identify your most profitable clients.

Take advantage of Track My Trail for free today—no credit card required.

Clarity Home Loans

Clarity Home Loans offers personalised mortgage brokerage services in Canberra, focusing on making the home loan process clear and stress-free. The company prides itself on a no-frills approach, with brokers who are salaried and not paid on commission, ensuring that clients’ best interests are prioritised. 

With a deep understanding of the local property market, Clarity aims to help clients find the right home loan from a range of options, including traditional banks, credit unions, and neo-lenders. They focus on making the complex home loan landscape easy to navigate by offering expert advice, personalised service, and an ethical approach to lending.

The team at Clarity Home Loans provides a variety of services designed to support clients at every step of the home loan journey, including first home purchases, refinancing, and debt consolidation

Their brokers guide clients through loan selection, comparing different loan products, rates, and features to ensure the best fit. They also offer ethical lending options and are known for their commitment to transparency. The business has a strong reputation, backed by hundreds of five-star reviews from satisfied customers.

Services Offered:

  • Home loans for first-time buyers, new homes, and investment properties
  • Refinancing existing home loans
  • Bridging loans for property transactions (selling and buying)
  • Top-up loans for additional borrowing
  • Assistance in determining borrowing capacity
  • Ethical lending options using the Clarity Ethical Lending Rate (CELR) scorecard
  • Comprehensive support and advice throughout the entire home loan process

Phone: (02) 6209 1990

Website: https://www.clarityfinancial.com.au/

MO’R Mortgage Options

MO’R Mortgage Options is a Canberra-based mortgage broker dedicated to guiding clients through the complex process of securing home loans. They provide a range of services tailored to different needs, including first-time home buyers, property investors, and those looking to refinance their loans. The company emphasises personalised assistance, ensuring that clients receive the best rates and appropriate loan structures to meet their financial goals.

Their offerings include:

  • First Home Buyers: Expert advice and support to help navigate the process of purchasing a first home.
  • Home Loan Review & Refinance: Assistance in reviewing current loans and refinancing to secure better rates.
  • Property Investors: Strategic advice on loan structures to maximise returns and grow property portfolios.
  • Upgraders: Help with financing the upgrade of homes, making sure clients are not overwhelmed by the process.
  • Late Payment Advice: Information on how missed payments can impact mortgage opportunities.
  • Property Separation Guidance: Assistance with managing property and loans in the case of a relationship breakdown.

Phone: 02 6286 6501

Email: [email protected]

Website: https://mmo.com.au/

Casa Mortgage Services

Casa Mortgage Services is a dedicated mortgage broker, committed to helping clients navigate the often complex world of home loans. Their goal is to make the process of finding and securing the right loan as seamless as possible. 

The team works on behalf of clients to negotiate competitive loan terms with Australia’s leading lenders, ensuring the most suitable option is chosen. They offer a comprehensive service that includes managing all aspects of the loan process, from paperwork to settlement, making the home loan experience stress-free.

Their services cater to various needs, including first-time home buyers, those looking to refinance, or individuals seeking to build an investment portfolio. With access to hundreds of loan products, Casa Mortgage Services tailors recommendations based on each client’s specific financial situation and goals. 

They are committed to providing expert guidance at every step, ensuring clients are not only matched with the right loan but also supported throughout the application and approval stages. Clients can also arrange obligation-free appointments at a time and location that suits them.

Services Offered:

  • Access to a wide range of home loan options from leading Australian lenders.
  • Assistance for first-time home buyers.
  • Expert advice for refinancing existing home loans.
  • Support for building or renovating homes.
  • Investment loan solutions to build property portfolios.
  • Full loan process management: from application to settlement.
  • Flexible appointments to suit client schedules.

Website: https://casamortgageservices.smartonline.com.au/

Trilogy Funding

Trilogy Funding is a mortgage broker based in Canberra, offering expert financial guidance to individuals and businesses since 2009. The company specialises in home loans, investment property financing, and commercial property loans, having helped over 4,000 clients navigate their property and finance needs. The team at Trilogy Funding provides tailored advice designed to help clients achieve their life, wealth, and work goals. 

By offering independent financial strategies, they assist clients in choosing the most suitable loan from over 30 lenders, ensuring competitive rates and optimal loan structures. Their services include a free, no-obligation Finance Strategy Session, allowing clients to receive personalised guidance.

The company caters to various client needs, including first-time home buyers, investors seeking their first property, and experienced property investors looking to refine their portfolios or overcome lending restrictions. Trilogy Funding also helps those interested in refinancing their properties, consolidating debt, or using property as security to fund business ventures. 

Their holistic approach ensures that clients not only secure favourable loans but also manage their finances effectively to build wealth. Their commitment to client success is reflected in multiple industry recognitions and testimonials praising their efficiency, professionalism, and customer care.

Services Offered:

  • Home loan advice for first-time buyers.
  • Investment property financing.
  • Assistance with refinancing and debt consolidation.
  • Financial strategy sessions to enhance borrowing capacity.
  • Guidance for business owners seeking funds through property as security.
  • Independent loan selection from over 30 lenders.
  • Tailored financial structuring to optimise loan terms and repayment.

Website: https://www.trilogyfunding.com.au/

Loan Market

Loan Market Canberra offers a comprehensive range of mortgage broking services designed to make the home loan process easier and more accessible for clients. With a team of experienced, local brokers, they provide expert advice tailored to individual needs, ensuring clients receive the best possible mortgage solutions.

 The company has access to over 60 lenders, allowing them to offer competitive rates and personalised service. Whether it’s purchasing a first home, refinancing, or securing an investment property loan, Loan Market Canberra is committed to supporting clients every step of the way. Their brokers work on behalf of clients, not banks, providing unbiased advice and a wide array of loan products.

The services provided by Loan Market Canberra include home loans, investment property loans, business loans, and SMSF (self-managed super fund) loans, among others. They also offer refinancing options, ensuring clients can save money by securing better rates. 

The brokers assist clients in understanding their unique financial goals, researching the best loan options, and managing the entire application process. Loan Market Canberra’s team is also known for offering ongoing support, ensuring clients maintain the best loan options as their circumstances change.

Services Offered:

  • Home Loans: For first-time buyers and existing homeowners.
  • Next Home Loans: For clients upsizing, downsizing, or changing locations.
  • Property Investment Loans: For expanding property portfolios.
  • Refinancing: To help clients save money by securing better rates.
  • Business Loans: Offering flexible options for business expansion.
  • Construction Loans: For financing new builds.
  • SMSF Loans: Helping clients secure loans through self-managed super funds.

Website: https://broker.loanmarket.com.au/

Goodwin Home Loans

Goodwin Home Loans offers expert mortgage brokerage services, helping clients secure the best possible home loan rates. The company prides itself on its ability to simplify the often complex loan process, with a commitment to securing fast approvals.

 With access to over 40 lenders and hundreds of products, Goodwin Home Loans can find competitive rates that fit a range of financial situations. They specialise in offering tailored services that include thorough loan assessments and post-approval support. 

Whether you’re purchasing your first home, refinancing, or looking to invest, their team of experienced professionals ensures that you get the best deal available, even in challenging cases where others might say no.

The company provides several specialised loan options, including first home loans, owner-occupier loans, investor loans, and refinancing options. Additionally, their services include a loan health check, helping you save thousands by ensuring you’re on the most competitive rate. 

Goodwin Home Loans is also known for its proactive approach, offering after-hours support and leveraging strong relationships with lenders to fast-track approvals. Their experienced team, qualified in finance and accounting, offers personalised advice, helping clients build strategies for financial freedom.

Services Offered:

  • First home loans
  • Owner-occupier loans
  • Investor loans
  • Construction loans
  • Refinancing loans
  • Loan health check (to potentially secure better rates)

Website: https://www.goodwinhomeloans.com.au/

Dominion Finance

Dominion Finance is a Canberra-based mortgage broking service dedicated to assisting clients in securing the best financial solutions for home, car, and personal loans

The company is led by experienced directors Melita Beilicz and Suzanne O’Connor, who are passionate about supporting women in business and providing expert advice to help clients achieve their financial goals. 

They offer personalised guidance through a wide range of loan products available from over 20 lenders, making the loan application process easier and more efficient for their clients.

Services Offered:

  • Home loans
  • Car loans
  • Personal loans
  • Asset finance
  • Investment loans
  • Mortgage broking services
  • Loan and mortgage protection advice
  • Free consultations and pre-approval applications
  • Financial advice on buying a home, refinancing, and property investments

Dominion Finance stands out for its personalised approach, saving clients time by handling all the legwork involved in securing loans. They offer expertise across numerous lending products and provide clear, jargon-free advice.

Phone: 02 6162 2740

Email: [email protected]

Website: https://www.dominionfinance.com.au/

More Than Mortgages

More Than Mortgages is a highly regarded mortgage brokerage firm based in Australia, assisting individuals in navigating the often-complex property finance process. They provide a personalised and supportive service to clients at various stages of their property journey, whether it’s buying a first home, upgrading to a new property, or investing in real estate. 

The company simplifies the home loan process and offers guidance every step of the way, aiming to make the experience less overwhelming. They also pride themselves on delivering a fun and engaging approach while ensuring the best outcomes for their clients.

The services offered include helping clients secure loans for purchasing their first home, upgrading their property, or building an investment portfolio. More Than Mortgages goes beyond just lending advice, providing comprehensive support by recommending trusted industry specialists such as solicitors, accountants, and real estate agents. 

They also compare a wide range of loans to find the best match for each client’s specific needs, ensuring tailored advice and ongoing support.

Services Offered:

  • Assistance with purchasing a first home
  • Guidance on upgrading to a new home
  • Support for buying and adding to an investment property portfolio
  • Comparing home loan options to find the most suitable deals
  • Referrals to industry specialists (solicitors, accountants, etc.)
  • Personalised service with a focus on educating clients throughout the process

Phone: +61 2 6188 4555

Email: [email protected]

Website: https://www.morethanmortgages.com.au/

Zanda Wealth Mortgage

Zanda Wealth Mortgage Brokers provides expert, bespoke mortgage solutions in Canberra, assisting individuals and families in achieving their financial goals. With an extensive network of lenders, they offer personalised advice tailored to each client’s unique needs. 

Whether you are a first-time homebuyer, looking to refinance, or seeking investment opportunities, their team is equipped to guide you through the complex mortgage landscape with ease. The company prides itself on offering transparent and honest guidance, backed by decades of local experience, ensuring clients make informed decisions.

Services offered by Zanda Wealth include:

  • First Home Buyer Loans: Tailored assistance for first-time buyers, navigating through government grants and loan options.
  • Refinancing Loans: Helping clients optimise existing loans by securing better rates or consolidating debt.
  • Investment Loans: Custom strategies to assist clients in growing their investment portfolios with competitive financing options.
  • Bridging Loans: Providing financial support for those buying a new home while selling an existing one.
  • Construction Loans: Offering financial solutions to fund building or renovating homes, with support at every project stage.
  • Renovation Loans: Specialised loans for home improvements, ensuring financial backing for successful projects.

Phone: (02) 5110 3170

Email: [email protected]

Website: https://zandawealth.com.au/

Aspire Lending

Aspire Lending is a mortgage broking company focused on helping clients secure the right loan for significant life purchases, such as home buying, refinancing, or property investment. The company aims to exceed client expectations by offering competitive loan rates, diverse products, and exceptional service. 

With a strong emphasis on understanding individual client needs and the financial industry, Aspire Lending provides expert guidance to help clients achieve their dreams of homeownership or property investment.

The company’s approach is centred around offering choice and personalised service, ensuring clients can make well-informed decisions. Aspire Lending also offers resources such as loan calculators to help customers determine borrowing capacity. As finalists in the 2020 Mortgage Awards for Young Gun of the Year, they are a trusted partner in navigating the complexities of the mortgage market.

Services Offered:

  • Home loan advice and broking
  • Refinancing services
  • Investment property loan solutions
  • First-time homebuyer assistance
  • Loan calculators to determine borrowing capacity
  • Expert mortgage brokers providing tailored loan options

Phone: (02) 6147 3395

Website: https://www.aspire-lending.com.au/

Track My Trail Team

The Track My Trail Team develops software to simplify trail book management for mortgage brokers. Their tools provide fast and practical insights to help brokers get the most out of their trail books.