Adelaide borrowers can choose from small local practices, national groups and firms that work across residential and business finance. This 2026 list covers Rise High Financial Solutions, Palm Tree Finance, Mayfair Finance, Zanda Wealth, Go Loans, Loans Combined, Brokerage & Co, Homeward Finance, Castle Mortgages and Refinancer Loans.
The number of mortgage brokers makes a broad search difficult, so begin with the kind of finance the borrower needs. A first-home buyer may want patient guidance and help with grants, while a business owner may need a broker who understands commercial security and cash flow. Awards and review totals reveal little about how the person assigned to a file will handle it.
When comparing mortgage brokers, look at the individual broker’s authority, recent work on similar files, usable lender panel and service after settlement. For consumer home lending, the recommendation should show why the loan suits the borrower’s objectives and circumstances, including its cost and features. Written fee and commission disclosure also makes it easier to spot commercial relationships that could affect the shortlist.
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Rise High Financial Solutions
Rise High Financial Solutions is an Adelaide brokerage within UFinancial Group. Its current home-loan service covers buying an established property, building, property investment and refinancing. The firm reports a panel of more than 70 lenders and offers reviews after settlement, giving it a broad starting point for borrowers whose needs may change over time.
Its material for First Home Buyers explains the purchase and building process, while seminars, podcasts and online guides give clients ways to learn before an appointment. Rise High also discusses Green Loans for eligible homes and vehicles. These products can have energy standards or other conditions, so they should be compared with ordinary loans on rate, fees and useful features.
Rise High says most residential mortgage broking is lender-paid. The wider group also offers services outside mortgage broking, where another entity, adviser or fee may apply. A borrower using more than one group service should receive a clear explanation of who provides each part and whether a referral payment is involved.
Palm Tree Finance
Palm Tree Finance is an Adelaide practice working across commercial, equipment and residential loans. That mix may suit a business owner who wants property borrowing and equipment funding considered together, or a household whose income depends on a trading business. The relevant lender accreditations and evidence requirements will differ between those loan types.
The firm promotes a goal of helping clients repay a mortgage within 10 years. Reaching it would depend on the loan size, interest rate, household budget and capacity to make extra repayments, so it works better as a planning exercise than a promised outcome. For Commercial Loans, the comparison also needs to cover broker fees, security, guarantees and default terms.
Palm Tree Finance describes personal support from the first discussion through to settlement. Its current site identifies Paul Lu as a credit representative of BLSSA Pty Ltd. Borrowers should check that authority before sending financial documents and establish who will manage lender questions once the application is lodged.
Contact: +61 430 583 666, paul@palmtreefinance.com.au https://palmtreefinance.com.au/
Mayfair Finance
Mayfair Finance Australia was established in 2013 and remains active on the Australian Business Register. From its Adelaide offices, the firm works across home, business, commercial, equipment and property finance. This range is more extensive than a residential-only brokerage and can be useful when several facilities or borrower entities need to be considered together.
A review can include both property and business debt. Mayfair lists investment property loans, Debt Consolidation, reverse mortgages and Equity Release Loans. Its business work includes equipment, debtor and trade finance as well as secured and unsecured Business Loans. The security, term and cost need to be assessed separately for each facility rather than rolled into one broad finance claim.
Older claims about rapid approvals, lender counts and annual savings are not reliable evidence for a new application. A current Credit Guide and written quote will show the available panel and direct costs. Debt consolidation deserves particular care because a lower monthly repayment may come from extending the term, which can increase total interest.
The .com address below is a former Mayfair Finance Australia address and no longer hosts the firm’s current website. It now displays unrelated gambling content, so do not use it: mayfairfinanceaustralia.com. Confirm the current .com.au address and credit authority before sharing information.
Zanda Wealth
Zanda Wealth Mortgage Brokers has an Adelaide CBD office within a business that serves several Australian cities. Its Adelaide material covers first-home purchases, refinancing, construction and property investment, supported by a provider-reported network of more than 100 lenders. The firm also offers bridging finance and discusses longer-term property planning.
That panel may help when a borrower has an unusual income type or property, though the relevant measure is how many suitable lenders the assigned broker can use. A borrowing capacity calculator provides an early estimate only. The lender will apply its own expenses, buffers and policy when it assesses the application.
Zanda Wealth also discusses financial planning and property strategy. Those services can sit alongside loan advice, but they may be delivered by another entity or authorised professional. Clients should know the scope of each engagement, how the provider is paid and whether the mortgage recommendation creates a referral benefit.
Contact: 1300 000 919, admin@zandawealth.com.au, zandawealth.com.au
Go Loans
Go Loans operates from Kent Town and handles home purchases, refinancing, investment, car and business finance as well as personal loans. This allows a client to discuss several borrowing needs with one team. Its main site refers to more than 50 lenders, while material for Independent Business Owners refers to more than 40, so panel access may vary by broker or product.
For home lending, compare loan terms, fees and policy fit alongside the advertised rate. Go Loans provides calculators for repayments, borrowing power and stamp duty, which can help with early budgeting. The results depend on the inputs and do not replace current state rules or lender assessment.
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Standard mortgage broking is described as lender-paid, but a non-standard application may attract an origination fee that can sometimes be added to the loan. Capitalising that fee means paying interest on it, so the amount and repayment effect should be clear before engagement. Any IBO reward or commercial connection also belongs in the written conflict disclosure.
Contact: 08 8363 8800, https://www.goloans.com.au/
Loans Combined
Loans Combined operates in Payneham. Before client documents are shared, confirm the broker who will handle the file, their current credit authority and the firm’s contact process.
Its service range has included first-home, investment, refinance and construction loans as well as car and personal finance. Business services include Asset Finance, Commercial Loans and SMSF Loans. A client with one of these specialised files will benefit more from recent case experience than from the size of the overall product list.
Loans Combined has previously described access to more than 60 lenders, although panel counts can differ by broker. The useful questions are which lenders the assigned broker can access, whether a direct fee applies and who remains responsible for the file after approval.
Website: https://www.loanscombined.com.au/
Brokerage & Co
Brokerage & Co works from Adelaide across property and business finance. Its current site lists first-home, refinance and investor lending, including work for self-employed clients. Commercial and asset finance extend the service beyond home loans, and the firm reports a panel of more than 50 lenders.
The firm promotes direct access to brokers, annual loan checks and quick responses. These features may appeal to a borrower who wants ongoing contact, but published loan volumes and review totals do not predict the result for a new file. When timing matters, define what fast means against finance clauses and settlement dates, then agree on who owns each stage.
Brokerage & Co also works with accountants, conveyancers and other property professionals. Coordination can reduce repeated requests for documents, provided the client consents to the data sharing. Each external adviser still needs to be selected on their own merits, with any referral payment disclosed.
Contact: 0411 334 644, hello@brokerageandco.com.au https://brokerageandco.com.au/
Homeward Finance
Homeward Finance is based in Hawthorn and serves first-home buyers, households moving to another property, investors and refinancers. Car and personal lending also sit within its range. The firm reports access to more than 60 banks and lenders, with construction finance receiving particular attention in its service material.
A construction or building loan needs more coordination than an established-home purchase. The broker should be able to explain how builder documents, valuations and progress payments move through the lender. Variations, interest during construction and cost overruns also need room in the borrower’s budget.
Homeward says it supports clients throughout the application process. For a live building file, establish who follows up missing documents and delayed progress claims, and whether reviews continue once construction ends. The provider notes that rates can change and ordinary lending criteria, fees and charges still apply.
Contact: 08 8391 3499, homewardfinance.com.au
Castle Mortgages
Castle Mortgages Pty Ltd is an active South Australian company based in Fullarton. Current broker documents identify Nolan Parodi and state that the firm is authorised under an Australian credit licensee. Its website is unavailable, so confirm the broker’s current authority and contact details before making a referral.
Residential And Specialist Finance
The firm has historically covered new home loans, refinancing, construction, vehicle lending and commercial or asset finance. It has also promoted after-hours appointments and support beyond the initial application. Borrowers seeking long-term client relationships should understand how often settled loans are reviewed and what would prompt a recommendation to refinance.
Castle has also discussed specialist bad credit and Low Doc Loans. These loans can involve higher rates, fees or deposit requirements. The broker should first test available mainstream options, document why standard income evidence cannot be supplied and avoid unnecessary applications that add enquiries to the credit file.
Website: https://www.castlemortgages.com.au/
Refinancer Loans
Refinancing Costs And Loan Options
Refinancer Loans is a Norwood brokerage whose name reflects its strong refinancing focus. It also handles property purchases, investment loans, personal and car finance as well as commercial and business funding. The firm currently reports access to more than 70 lenders.
A refinance comparison should extend beyond an advertised rate or cashback. Discharge, application, package and government costs all affect the break-even point, while resetting a loan to a longer term can increase total interest. Lower interest rates are useful only when the saving survives those costs and the borrower keeps the features they need.
The provider offers a 15-minute first call, which can establish the purpose and basic position before documents are collected. Approval timing still depends on the completeness of the file, valuation and lender capacity. Borrowers should expect a full needs analysis and written recommendation after that short introduction.
Contact: 1300 771 747, https://www.refinancerloans.com.au/
