Victorian Mortgage Group Broker Portal is VMG’s online broker channel for accreditation, current documents, scenario submission and business development manager support. VMG works exclusively with accredited Broker Portal users when they submit a lending scenario.
Accredited mortgage brokers can use the channel to download application documents, test a complex scenario and find the right VMG contact. The best result comes from following the same order as a live case: confirm access, screen the deal, prepare the evidence and send the complete scenario to VMG.
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What Is the Victorian Mortgage Group Broker Portal?
The portal is VMG’s broker channel across its Broker, Get Accredited, Broker Resources, Test a Scenario and Find Your BDM pages. These pages cover the work from joining the lender panel to preparing a case for review.
VMG is an Australian non-bank lender. Its broker page covers specialist lending and directs brokers to the current product areas, accreditation form, resource library, scenario form and local BDM contacts.
How To Get Broker Access
Start with the online Get Accredited form. VMG asks brokers to complete accreditation before using its lending channel and says accredited brokers gain access to its product range, broker resources, commission structure and BDM support.
Wait for VMG to confirm the accreditation before starting a client submission. If you work through an aggregator, complete any extra panel or compliance step that the aggregator requires.
Download Current Broker Resources
The Broker Resources page holds documents for client onboarding and loan preparation. Its current downloads include the Customer Identification Form, Customer Preliminary Assessment Form, Customer Loan Application, VMG Checklist 2026 and VMG Niche Sheet.
Download a fresh copy for each new case. Check the filename and date before the client signs, then remove old versions from the working folder. Keep the completed document in the approved client record.
Screen the Scenario Before Submission
Use the current VMG product information to decide whether the case belongs in Prime, Near Prime, Specialist, Specialist+ or Flexi Business+. Check verified income, liabilities and requested loan amount before estimating borrowing capacity.
The Test a Scenario form is for mortgage brokers working on complex deals. VMG specifically invites scenarios involving complex structures, ATO debt and non-standard income. Prepare a short account of the borrower, security, purpose and issue that needs a lender view.
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Submit a Complete Scenario
The scenario form asks for property and loan details, income information, credit issues and broker contact details. Reconcile every figure with the fact-find before submission. A complete first request gives the VMG team enough context to assess the lending potential.
Use the scenario response to decide whether to continue preparing the application. Record the date and terms of the response in the client file. A scenario indication still needs the documents and formal assessment required for the loan.
Use the Broker Resources for the Full File
Identity and preliminary assessment
Complete the Customer Identification Form and Customer Preliminary Assessment Form with the client. Compare names, addresses and financial details across the forms before moving to the loan application.
Loan application
Use the current Customer Loan Application after the scenario and supporting evidence are ready. Follow your licence holder’s privacy and record-keeping process under current mortgage regulations. Send sensitive client material only through the approved VMG submission route.
Alt doc declarations
VMG publishes separate Alt Doc Borrower and Alt Doc Accountant declarations. Choose the document that matches the evidence requested for the client. Check every completed field before adding it to the application pack.
Work With the Right VMG BDM
VMG’s Find Your BDM page matches a broker with a contact for their business location. Use the BDM when a policy point affects whether the deal should proceed or when the scenario needs more context than a short form can carry.
Send the BDM the facts already checked against the client file. Explain the requested loan, security and issue in one message. Keep the answer with the application so another team member can see what VMG considered.
Choose the Product Area Carefully
Prime and Near Prime sit closer to ordinary residential lending needs. Specialist products cover borrowers whose circumstances fall outside standard bank criteria. Flexi Business+ is VMG’s business lending area and may be a suitable choice for a business purpose secured by residential property.
Use the current VMG product page and checklist before recommending a route. The category name is only the start of the assessment. The lender still needs to consider the borrower, security, evidence and loan purpose.
How To Get the Most Out of It
- Confirm VMG accreditation and any aggregator panel requirements.
- Download current forms and the latest VMG checklist.
- Screen the client against the current product area and evidence needs.
- Submit one complete scenario when the deal needs an early lender view.
- Record the response and finish the mortgage application process with current documents.
- Recheck the case before lodgement if the facts or supporting evidence change.
A common mistake is sending a partial scenario and asking VMG to identify the missing facts. Prepare the case first, use the scenario form for a focused question and keep the lender’s response with the final application.
