Track My Trail Team Effi is an online CRM and workflow platform aimed at mortgage brokers and finance brokers in Australia. It combines lead intake, a digital fact find, document processing and aggregator lodgement so a loan file moves through one system instead of several. This guide explains what the platform handles day to day, where its AI tools … Read more
Hound Group built a SaaS platform that helped Australian mortgage brokers monitor their loan books and manage client portfolios for retention, using consented open-banking data to flag pay-downs, refinances and review opportunities. That standalone platform no longer operates separately: Hound’s own site now says Hound and Sherlok have joined forces and directs brokers to Sherlok. … Read more
Illion is one of Australia’s two major credit bureaus: a consumer and commercial credit reporting business that supplies credit reports, scores, identity checks, transaction-data products and decisioning software across Australia and New Zealand. Since Experian completed its acquisition of illion on 1 October 2024, it operates under global credit-data ownership rather than the Dun & … Read more
FinanceVault is the borrower document-upload portal inside mortgage brokers‘ BrokerEngine workspace: you send a templated request, the client receives a secure link and uploads their payslips, statements and identification. You accept or reject each file from your dashboard until the pack is complete. This guide explains how the portal works day to day, which security … Read more
Australia has thousands of mortgage brokers, but no single official headcount is published, because registration data spans several registers and many brokers work part-time or across brands. The statistic the industry tracks reliably is different: brokers wrote 81.0% of all new residential home lending in the March 2026 quarter according to the Mortgage & Finance … Read more
Debt recycling converts non-deductible home-loan debt into tax-deductible investment debt, one chunk at a time: you borrow against the equity in your home (or redirect spare repayments), invest that money in income-producing assets, and use the investment income plus any tax refund to pay down the home loan faster. Over time the deductible debt grows … Read more
Green energy finance is funding directed at projects that generate renewable energy or cut energy use: solar and wind installations, battery storage, efficiency upgrades for homes and businesses and low-emission transport. In Australia it flows through a mix of government-backed institutions such as the Clean Energy Finance Corporation, private lenders with green loan products, and … Read more
Asset finance lets an Australian business acquire vehicles, machinery or equipment without paying the full price upfront: the funder buys or secures the asset and the business pays it off over time through structures such as hire purchase, leases or contract hire. This guide explains how the main facility types differ, what lenders assess, which … Read more
Australia’s mortgage cliff was the wave of fixed-rate home loans written during the pandemic at record-low rates that reverted to far higher variable rates as the Reserve Bank lifted the cash rate from May 2022. The heaviest roll-off ran through 2023, when roughly 880,000 loans transitioned, and its effects on household budgets continue wherever low … Read more
Commission clawback is a lender’s contractual right to reclaim part of your upfront commission when a loan is repaid, refinanced or discharged early. Clawback is one of the largest income risks in broking, governed by your aggregator and lender agreements rather than by regulation. This guide explains how clawback works, what it costs brokers, which … Read more